They need to be booked at minimum wage (at the least) to access coverage in the case of an accident. Location permitting takes out all the fun of being a guerrilla filmmaker. Budgets can quickly remind us of why we failed 9th-grade algebra. Request a free quote for a customized policy using. the grip truck, are paid workers and not interns or volunteers. Novem Indie Film Hustle As filmmakers, there are a few aspects of the process we may not always enjoy. Its critical to have the right insurance in place to financially safeguard your film production company. Make sure that drivers of any working vehicles, i.e. These considerations all fall under the general liability section of your film production insurance. The video production insurance policy will cover the incident without involving anyone's personal car insurance policies.ĭo you have a owned sprinter or grip truck that is used for production? Will you be renting production trucks, picture vehicles, camera cars or moho and honeywagons? Let's say a crew member is driving the grip truck and gets in an accident. Film Insurance is protection against content-related media risks and exposures that may occur during the filmmaking process. ![]() The umbrella covers the possibility that more than one person is injured in the facility during filming or live shows. The standard minimum policy is 1 million dollars, and when the location is open to the public or sells tickets it quickly jumps into a 5 million umbrella. When tabulating general liability, remember that locations, including sound stages, require COIs. This coverage is required by most city/county permitting offices in order to obtain a permit. ![]() Cast and crew are exempt from this and covered separately through a workers compensation policy. General liability covers bodily injury and property damage that occurs during the course of filming. Commercial General Liability protects against bodily injury or property damage that may arise out of your daily film production activity. If someone gets sick or injured, you’ll want to have coverage for that too. If something gets lost, broken, or stolen, you’ll want to be covered. Although film production insurance policies vary widely, you’ll always need general liability. The purpose of film production insurance is to protect production companies, entities, or other film-related projects from expensive liability claims. Production Insurance policies also extend to extra expenses arising from illness or injury to cast members, loss or damage to negative film or videotape, or.
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